Guide

It all begun some years ago when I saw an advert on facebook that the federal govt. of Nigeria was recruiting graduates into a programme called N-Power in order to reduce the rate of youths unemployment across the nation.

To be honest, that was when I got to know that there is a socio economic issue in my country like unemployment but the important thing here was that ever since, I had been looking into the issue in order for me to come up with an intentional action for us to take so that unemployment should no longer stand in our way

Registration at prodminds.com is very simple. You must have a working email, phone and bank account. To register;

  • Click ‘Register’ button or ‘Sign Up’ on the menu.
  • Fill registration form.
  • Click ‘Checkout with paystack’ button.
  • Complete payment process (You will be redirected to payment confirmation page).
  • Click ‘GO TO MEMBER AREA’ button.
  • Update your membership details and click ‘Register’

You are done. You can now click on ‘dashboard’ link to visit your dashboard.

Our payment portal has five (5) payment options; you can choose any of the options that best suits you.

  • CARD PAYMENT (Recommended):

This is the fastest and most recommended method. You can pay with your master, verve or visa cards. Ensure you have the phone number you used to open your account with you so you can receive payment security code. To make payment with this method, just click the card option, provide your card details and follow all the steps required.

  • BANK PAYMENT:

This option is available only for these selected banks – First Bank, Zenith Bank, Unite Bank for Africa (UBA), Guaranty trust Bank (GTB), Kuda Bank and Wema Bank. To make payment with this method, just click the bank option, select your bank, provide every details as requested and follow all the steps required.

  • TRANSFER/DEPOSIT PAYMENT:

This option can be used for mobile transfer (apps or ussd) or cash deposit. To make payment with this method, just click the transfer option (a random account will be displayed), make payment to the account within 30 minutes (ensure you do not close the payment page). After you've made the transfer, return to the payment page and click ‘I have paid’ button (the system will automatically confirm the payment and redirect you to your confirmation page).

Please note for cash deposit account name is PAYSTACK. Also make sure the payment is made within 30 minutes. We advice you get to the bank before initiating the payment process.

  • CUSTOMIZED USSD PAYMENT:

This option is available only for these selected banks – Zenith Bank and Fidelity Bank. To make payment with this method, just click the USSD option, select your bank (a USSD code will be generated), make payment with the code (ensure you do not close the payment page). After payment, return to the payment page and click ‘I have paid’ button (the system will automatically confirm the payment and redirect you to your confirmation page).

  • QR SCAN PAYMENT:

This option is available only for these banks - Ecobank, First Bank, Fidelity Bank, Access Bank and Zenith Bank. You must have the bank app before you can use this option. To make payment with this method, click Visa QR, click save image, log in to your mobile app, click QR Scan, upload the image and complete the process.

  • Click ‘Login’ button or ‘Sign In’ on the menu.
  • Type your username and password.
  • Click ‘Login’ button.

Every member of prodminds.com has access to a whole lot of eBooks. We update these materials from time to time to ensure all our members gets value from us. To access these resources;

  • Login to your member area.
  • Click ‘eBooks Library’ from member menu section.

You can download the downloadable resources or read the non downloadable ones.

At prodminds.com, you earn 40% (i.e. N400) referral commission for everyone that register through you referral link. To refer and earn, you will promote your referral link on Facebook, Twitter, Instagram, WhatsApp, Telegram, SMS, email, blogs, websites, etc. You invite your friends, colleague, relatives, etc to join prodminds.com. As they join and pay their registration fee, you earn! To get your referral link;

  • Login to your dashboard.
  • Click ‘Referral Links’ tab.
  • Copy your referral link
  • There are also promotional banners for blog and website owners.

Also, join our Telegram or WhatsApp group and like our Facebook page to get adverts you can use to promote your referral link.

You can withdraw your earnings provided it is up to N2000 naira. Your earnings are paid into your bank account maximum of 72 hours after withdrawal request. To request withdrawal;

  • Login to your dashboard.
  • Click "Withdraw Funds"
  • Fill and submit the form.

Ensure you have updated your correct bank details. You can update this by clicking 'Edit Profile' tab in your dashboard.

Our non collateral and non interest loan is accessible to all our hardworking members. Before you apply for our loan, you should meet the following requirements;

  • You must have up to 20 referrals before you can apply for our loan.
  • You must provide your BVN and scanned government issued ID (i.e. Driver’s License, National ID, Voters Card, International Passport).
  • Provide Two (2) guarantors. You guarantors must be any of the the following – Staffed Banker, Full time Lecturer, Practicing Medical Doctor, Military Personnel and Senior Federal/State Government Worker.
  • Your guarantor must provide scanned copies of their Work ID and government Issued ID.

Our loans have a moratorium period of 6 months , after which you make  repayable within Six (6) months. You can choose to repay either weekly or monthly. Accessible loan amount is determined by the number of your referrals (i.e. if you have 20 referrals, you can get N8,000 loan. If you have 1000 referrals, you can get N400,000 loan). To apply for loan;

  • Login to your dashboard.
  • Click ‘Apply for loan’ from member menu.
  • Fill the form and submit (You will be contacted from our office).

Your loan will be processed in maximum of three (3) weeks after submission of Loan Application. Please note that if you are not ready to repay our loan, do not bother to apply as defaulters shall be strictly dealt with. Please, be well guided!

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